For most retirees, property is often their biggest asset and as a result of poor pension provision and an increase in housing prices, more and more of our elderly population are becoming asset rich and cash poor. Equity release gives people aged 55 and over, who have money tied up in their home the ability […]

As well as having the ability and in-house knowledge to source the most specialist mortgages, AdviserFinance has a wealth of experience in the mainstream mortgage market. Being whole of market allows our advisers to find the best possible deals for your clients purchase or remortgage on both a residential basis and buy to let. For […]

As all advisers will know, ‘one size’ rarely fits all in terms of mortgages. There are numerous potential hurdles – from the way your client earns a living, their credit scores, to the type of property they want to purchase and the reasons for financing. These clients need access to more than the standard products […]

A second charge mortgage, also known as secured loan, is secured on a home or investment property. They are called second charges because they have secondary priority behind your first mortgage when it comes to repaying the loan. Often used as an alternative to remortgaging, they are a great way to raise funds for a […]

Bridging finance (also known as a bridging loan) is a short-term finance option where a sum of money is lent solely for the purpose of paying a debt until longer-term finance, such as a mortgage or funds from another source (such as the sale of a property or receipt of inheritance) becomes available, thus ‘bridging […]

Commercial mortgages are often aimed at businesses looking to purchase property to trade from, or to generate a rental return; but this type of finance can also assist when the mainstream buy-to-let lenders cannot. Commercial Finance is typically available in the following situations: Where trading businesses are looking to purchase or refinance their own premises […]

Balancing cashflow is a challenge for many businesses, big or small. Even with the best-laid plans businesses can often hit bumps in the road that can leave firms in a precarious situation. Sometimes it can take weeks for mainstream lenders to agree to a loan. This is where cashflow lending comes into its own; short-term […]

Asset finance is a type of finance used by businesses to obtain the equipment they need to grow. It usually involves paying a regular charge for use of the asset over an agreed period, thus avoiding the full cost of buying outright. The most common types of asset finance are leasing and hire purchase. Asset […]

Development finance is a type of short-term finance (usually between 12 and 18 months) used by individual businesses, partnerships, or limited companies to purchase a building plot or new build, or to convert or renovate an existing property. Why choose it? AdviserFinance helps you to secure development finance for your clients. Doing so: Provides your […]

Landlord tax changes and new buy to let affordability assessment rules have caused an influx in the popularity of purchasing investment properties via an SPV limited company, especially for those who own investment properties already and/or are higher rate tax payers. A portfolio landlord is defined as an individual that has 4 or more investment […]