Commercial Lending

Commercial mortgages are often aimed at businesses looking to purchase property to trade from, or to generate a rental return; but this type of finance can also assist when the mainstream buy-to-let lenders cannot.

Commercial Finance is typically available in the following situations:

  • Where trading businesses are looking to purchase or refinance their own premises
  • For commercial investment loans for properties being purchased for rental return and capital gain
  • For residential investment loans for properties being purchased for rental return and capital gain
  • Clients wanting to purchase their trading premises
  • Investors looking to purchase commercial property
  • Clients with commercial funds who want to capital raise
  • Clients raising funds in the agricultural sector

Why choose it?

AdviserFinance can help in situations where you have encountered:

  • Unusual borrowers i.e. limited companies, LLPs, pension funds, charities and trusts
  • A business is paying out more in rent than the potential mortgage payments on the property
  • A client looking for interest-only options
  • A client experiencing difficulty in financing a buy-to-let portfolio or block of apartments with mainstream buy-to-let lenders

Criteria

  • Lending in England, Scotland, Wales and Northern Ireland
  • Loans from £50k with no upper limit
  • Up to 100% LTV (with additional security)
  • Interest only options
  • Fixed and variable rates

Refer a case